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Travel Tips on Spending Money and other Things Related to Travel to Costa Rica

Traveling to Costa Rica is an exciting experience. From its lush rainforests and active volcanoes to pristine beaches and vibrant culture, Costa Rica has something for every traveler. However, like any international destination, it pays to be prepared when it comes to money, safety, transportation, and personal items. Having traveled extensively in Costa Rica and arranged trips for many clients over the years, I’ve gathered a set of practical tips to help you make the most of your visit while avoiding common pitfalls.


1. Using Credit Cards and Cash in Costa Rica

When traveling in Costa Rica, understanding which forms of payment are widely accepted can save a lot of frustration.

  • Credit Cards: Visa and MasterCard are widely accepted throughout Costa Rica, including hotels, restaurants, and larger shops. However, American Express is not accepted everywhere, so carry an alternative card just in case.
  • Cash: Costa Rica’s local currency is the colón (plural: colones), though U.S. dollars are often accepted in tourist areas. Carrying small bills, especially $1 bills, is useful for tipping taxi drivers, hotel staff, and guides. Many small vendors offer a discount if you pay with cash, as credit card commissions are high for them. A good rule of thumb: always ask politely if paying cash will give you a discount.

2. Tips and Gratuities

In Costa Rica, tipping is straightforward but slightly different from what North Americans may expect:

  • Many restaurants already include a 10% service charge on your bill.
  • If you feel the service was excellent, it is customary to add an additional 5% or whatever you feel appropriate.
  • For other services, like taxi drivers, tour guides, or hotel staff, small $1 bills are very convenient for tipping.

3. Keeping Your Money and Valuables Safe

Costa Rica is generally safe, but petty theft can happen, so being cautious with your money is important:

  • Use a money belt or money bag under your clothes to hide cash and credit cards. Carry only a small amount of cash in your pocket.
  • Keep your passport locked in the hotel safe.
  • Always be discreet when handling cash in public areas.

4. Student Discounts and Identification

If you are a student, bring your student ID. Many museums, cultural centers, and attractions offer discounts for students, but you must ask for them to receive the benefit.


5. Changing Money and ATMs

Costa Rica offers several options for obtaining local currency:

  • Airport Currency Exchange: The international airport has a money changing counter, but the exchange rate is often poor.
  • ATMs: An ATM machine is located across from the elevator on the departure level for arrivals. Most ATMs accept Visa cards, and you can withdraw colones directly.
  • Hotels and Banks: You can exchange money at your hotel, or go to local banks. Keep in mind, banks can have long lines, particularly in busy towns.

Pro Tip: Change a small amount, such as $100 into colones, to get familiar with the local currency. Paying in colones helps you verify that your change is accurate.

ATM Notes:

  • Most banks and ATMs are open during regular business hours, but ATMs are closed from 11 p.m. to 5 a.m.
  • Debit cards are not accepted everywhere, so plan accordingly.

6. Planning Credit Card Use

  • Only bring the credit cards you plan to use.
  • Always inform your credit card company of your travel dates to avoid your card being blocked for suspicious activity.

7. Packing Tips

Airlines have luggage weight restrictions, and Costa Rica has special considerations for domestic flights on small aircraft:

  • International flights: Most airlines allow 50 pounds per checked bag. Overweight luggage incurs fees, which vary by airline.
  • Domestic flights: Weight limits are strict, usually 15–20 pounds per checked bag, with small personal items allowed in carry-on. Always confirm before flying.

Clothing Recommendations

Costa Rica is mostly casual, with warm temperatures in lowlands and cooler temperatures at higher altitudes:

  • Cotton jeans, shorts, t-shirts
  • Lightweight, rainproof jacket for rainy season
  • Comfortable walking shoes or tennis shoes
  • Beach sandals
  • Sun hat and sunscreen
  • Bug spray (though insect levels are moderate compared to Florida)
  • Small backpack for day trips
  • Small flashlight and folding umbrella

8. Electrical Outlets

Costa Rica uses the same electrical current as North America, so you do not need a converter if you’re coming from the U.S. or Canada.


9. Medications and Health

  • Bring an ample supply of any prescription medications you regularly take.
  • Costa Rica sells many medications over the counter, though narcotics require prescriptions.
  • Bottled water is recommended, especially if you are unsure about local water sources. Check the seal before drinking.

10. Time Zone and Daylight

Costa Rica is in the Central Time Zone, but it does not observe daylight savings time.

  • Sun rises around 5:30 a.m. and sets around 5:30 p.m. year-round, providing roughly 12 hours of daylight every day.

11. Airport Departure Tax

  • Costa Rica requires a departure tax of $6 per person, payable at the airport upon leaving the country.

12. Transportation Tips

  • Red taxis are government-approved, with meters. At the airport, taxis are orange, and while meters are used, always ask the fare upfront.
  • If you plan to rent a car, research local insurance and road conditions carefully. Roads outside major cities may be rough.

13. Healthcare

  • Costa Rica has excellent doctors and healthcare facilities. Some specialists are trained in the U.S. or Europe.
  • Recommended private hospitals include:
    • Clínica Bíblica, San José
    • Hospital Cima, a suburb of San José

These hospitals maintain North American standards, so travelers can feel confident in case of emergencies.


14. Airport Security and Carry-On Items

When traveling by air, remember that airlines have strict rules for carry-on items:

  • Liquids over 3 ounces are prohibited
  • Gels over 3 ounces are prohibited
  • Sharp objects such as nail files, nail clippers, and scissors are not allowed in carry-on bags

Pack accordingly to avoid delays or confiscations.


15. Additional Money-Saving Tips

  • Bargain politely when shopping in markets—cash payments often get you the best deals.
  • Pay attention to exchange rates, especially if using multiple currencies.
  • Keep small change handy for taxis, tips, and small purchases.

Conclusion

Traveling to Costa Rica can be smooth, safe, and enjoyable if you plan ahead. From handling money and credit cards to packing the right clothing and medications, these tips will help you avoid common pitfalls. Always be prepared for local customs, carry a little cash for convenience, and respect local practices.

Costa Rica’s combination of stunning landscapes, warm people, and rich culture makes it one of the most rewarding destinations in the world. By following these travel tips, you’ll ensure that your trip is stress-free and memorable, leaving you free to enjoy everything this tropical paradise has to offer.

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